My best advice is try not to be too bothered by having that $ 261 tied up. I don't think you're going to lose it. I think eventually you'll be able to get access to it again. The more money one has the less an amount like that should bother you but if finances get tight and you need the money then it can be difficult. I've been in situations where I had almost no money in the bank and bills to pay. That's the kind of situation where I could see $ 261 would make a big difference. There are some people that might have a lot of money in the bank, everything is paid for and they have no debts and they are still bothered by something like that. I would tell them don't be so concerned about money. That doesn't mean abandon your right to the money but just relax a little. Anxiety won't help the situation even in the slightest. Think about someone who is penniless and be grateful for what you have.