http://www.cnn.com/2007/US/06/08/ins....ap/index.html

Srsly WTH? Did the insurance company not think something was screwed up when anyone buys a 200 grand life insurance policy on a little kid?

Ok, parents with red flags:
1) Those who takes out life insurance policies on their kids (especially > $5000 or the average cost of a funeral).
2) Those who enroll their little kids into beauty contests.