Quote Originally Posted by dbasnett View Post
The actual law

http://www.law.cornell.edu/uscode/12..._12_10_30.html
12 USC 30 2905 is just a holding spot for other agencies to fill in the blank. Here is the link for the FDIC's interpretation

http://ecfr.gpoaccess.gov/cgi/t/text...45_main_02.tpl

Nothing like facts to clog up the pipes.