i never said put it in the mattress, and over the years i have did well with stocks. the hard part was to sell at a loss, a lesson with a good ending. i know many people that doubled up when their stock value fell, only to fall some more. look this stock up (TKO), i got in at a dollar at out at way more than that(late 2004).

i was suggesting getting into something safe and guaranteed, though at not the best of returns. my real point was that the day of the consumer and frivolous spending is gone, even if for a short while.