if you are worried about accidents, how about a nice used Volvo? Unibody construction and all that...
I have had 5 deer at once pop out on the road in front of me also. I avoided a wreck somehow that time. I feel your pain.
Here is what you should do with your 20,000
$50 - used vw bus (people wagon)
$3000 - Porsche engine and transmission
$10 - crowbar to install engine with
$200 - wheelie bars (you will need them)
$2000 - labor to install above
$5,000 - custom Radio with 40" plasma tv & 4 15" subs
$3,000 hydraulics
$1,500 redo interior
$1,500 very nice paint & chrome
$3,500 one tank gas (just kidding - actually 24" rims)
that's pretty close to 20,000 and will get you laid more often (plus a built-in bed!)
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