Hang on!

What's to gain from a win95/98 password? Desktop access? Only in networking is it really used otherwise you can just press esc.

In networking however (just as a FYI) with an NT server (Workgroups are probably pretty easy though) they use NT challenge response which is quite clever. even if you view it over the network (packet sniffer) you don't get much info.

The NT server sends the client a random number then the client encrypts the password with it and sends it back. The NT server then does the same and compares.

not easy to crack. There are cracks on the net with source for Word6 passwords though. the encryption was just a 16bit hash table. so from the doc you can extract the password and probably find it's the password to all sorts of other things