Sorry, this may have already been answered in the 40k+ posts...but I'll ask anyhow. I'm really new to VB and trying to work thru some tutorials in a book I have, unfortunately I don't have the MSDN library <which it is asking me to use> I need some info regarding the PMT Function, what is it? How is it used? I'm sorry I dont quite have a handle on this as of yet. Please anyone help me out?

Tks in advance.

T