Thanks to Shaggy for the explanation. I think I understand better now. The fundamental difference between your approach and ours, I feel, is that ours is divorced from unemployment where as you've tried to utilise your unemployment support systems to cover this gap. The problem with that is that it requires people to become unemployed before the support is injected. Our approach is intended to help people remain employed which seems a much better approach to me. Not saying our system is perfect though.
