I always pay my credit card balance when it's due. Or I mean to. What happened in July is when my statement came I sat down and reconciled all my charges with my receipts, then promptly filed everything away without tearing off the payment stub and sending it in. Oops.

I realized 10 days after it was due, so of course I had finance charges. It was about $50. So in August I paid the balance and the $50 and the late fee (which they credited when I called and told them what happened). Then September's bill comes and they want another $24.88 in finance charges. I don't understand their calculations - if I paid the balance why is there a charge? I didn't get a clear answer last night when I called them, just that it wasn't a mistake.

So now I want to pay it and say good riddance to that bank and find a new one. I know they're all the same, but it's the principle - I've been a good customer for years and they're being an SOB.

So, are there any out there you recommend?