How can I populate a Two-Dimensional Array from a file containing either data like this...

98339336
98393986
90972661
63525252
63633377

or this...

9,8,3,3,9,3,3,6
9,8,3,9,3,9,8,6
9,0,9,7,2,6,6,1
6,3,5,2,5,2,5,2
6,3,6,3,3,3,7,7

Thanks for ur help....

Squirrelly1