First: I do not want to start a big controversy over actual religious beliefs. Please Post elsewhere for Theological issues.

As a nonbeliever, I wonder if I am biased or do some religious people agree with me on the following?

I believe that the clergy at the lowest levels are sincere, caring, people who probably believe in the theology they preach.

At higher levels, I believe there are some (if not many) hypocrites more interested in their own power, prestige, et cetera than theology. At these higher levels there might even be some non believers.

When it comes to the "Electronic Church" (EG: Jimmy Swaggart, Peter Popoff), I believe that most (if not all) are charlatans & con artists. To me the major difference between them and swindlers are they make more money, what they do is legal, and their victims do not end up feeling foolish for having been taken (In fact, many actually get something for their money, namely some peace of mind or a better feeling about their faith).

If I have upset anybody, I am sorry. I am only curious about your opinions, not trying to start a war or question anybody's theological beliefs.