It's going to be a wet week, though. Raking wet leaves isn't bad, but if it then turns cold, the leaves freeze into the trash bin and it can be a month or two before I can get them all dumped.
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It's going to be a wet week, though. Raking wet leaves isn't bad, but if it then turns cold, the leaves freeze into the trash bin and it can be a month or two before I can get them all dumped.
That sounds as if absolutely nothing could go wrong.
Yeah, let me just try that...
It may not matter. A warm, rainy, weekend might mean that trash day will also be well above freezing, which will make the leaf dumping easier.
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It's been cold and wet here and doesn't seem to be letting up for a couple of days.
We would consider 60+ degree weather in December to be beautiful. lol
We've been in the low 50's and haven't seen to sun in several days. Then again, I'm sure there's some that would consider 50's toasty this time of year. We're suppose to get into the 60's this weekend.
I bought my Christmas tree from IKEA,
Anyone remember when I mentioned buying gold back at the end of July? "Sucker's bet. Lose your shirt. Nay, nay nay."
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Gold is usually a safe bet.
It's a hedge. Still don't like it all that much, though. The problem I have with people who buy gold is that you are then focused on market timing. Do you sell now? Hold a bit longer? How will you feel if you sell now and it goes up? How will you feel if you don't sell now and it goes down?
Just seems stressful.
I wouldn't suggest it for speculation. It's probably better as a backup to cash holdings in high-yield savings, then CDs, and after that gold. Yet gold tends to be more liquid than mid-term CDs and it has outperformed them all. As far as I can tell it has done better than much of the stock market in 2025, which itself has been running high.
Nothing says the gains can't all be lost down the road though, as with anything.
Silver looks like a mess though. So much volatility there.
I vaguely remember silver doing well when I was younger. I want to say it was after I graduated high school but after I dropped out of college so maybe 2010 or 2011, somewhere around that time.
I had a friend who's uncle made a boat load of money on silver during that time, but he was also the type of guy looking for the next best thing and I think lost it all on his next investment.
I've never been a gambler. I wouldn't get stressed, but I'd blame myself for being stupid. Maybe that caps such behavior?
Isn't this true for all non fixed income investments? The problem with fixed income is they basically just pace inflation and sometimes not even that. So your not really growing your investment. The good thing is you never lose money. So, Yeah that does take the stress away.
I have a few friends that day trade and I like to ask them how they compare against index funds.
It's funny because they are very quick to tell you about the 500x return they got on a penny stock they dropped $10k on but conveniently leave out 50 other stocks they completely bombed on.