Buy a truck. Its more eco friendly.
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Buy a truck. Its more eco friendly.
I would love a truck, but (atleast in the south) they hold their value for a long time.
I am leasing my truck and it is pretty inexpensive!
I am completely against leasing and financing vehicles, it's not worth it in my opinion.
I lease a Chevy Tahoe type vehicle every three years - have done so since around 1999. Usually I do not even change brakes or tires - lease is up before those events.
It is so nice to get a brand new car every three years.
My issue with leasing a vehicle is that you do not build any equity, so you are paying in your case for 16 years while never owning your vehicle. Another thing is that you always have to carry collision and comprehensive and with Louisiana being the highest rated state in the nation for auto rates, that's something I'm not willing to do if I don't need to. I would rather save money in an account in case I damage/total my vehicle. FYI I work for an insurance company ;)
My 6 month premium for liability at the state minimum, uninsured motorist to match the liability, and roadside help is $511.55. If I add collision and comp at $1,000 then my premium is $1169.81. I'm married so I'm not being rated as a young driver even though I'm only 23, I'm actually being rated as an adult male.
Drop that down a few inches, add some flourescent lighting under the body, and put some wire rims on that baby!Quote:
Originally Posted by dday9
I pay some $300-$400 less.Quote:
Originally Posted by dday9
I should also mention that I have 1 not at fault accident and 0 tickets as well. So I have no surcharges on my policy for bad driving. Basically, the rate I'm getting is the lowest that I can get it at.
I have even called around several companies, with no intention switching only to see how they would try and close me, but with the same coverages I have now I am being quoted anywhere between $900 up to $2200 for the six months. But I do have some years with my current carrier(4) so I'm sure that helps my premium a bit.
Its not entirely true that you do not earn equity on a leased vehicle. If at the end of my lease term, the vehicle is worth more than the leasing company estimated it would cost, then I can buy the vehicle for their price and then sell it for the actual cost and make a profit.
You also live in the middle of nowhere and you're at least twice his age.Quote:
Originally Posted by Shaggy Hiker
I pay about the same as dday on my beater van (liability only) and a bit more for my Mustang (full coverage), but let's just say my driving record is not exactly perfect. I blame it on living in the 88 county speed trap known as Ohio, certainly not for my often blatant disregard for posted speed limits. :p
Are you a nice Grandpa? I know you folks start spittin' 'em out pretty young in Wheezy Anna.Quote:
It's a nice grandpa car
The Jag was second hand too, by the way. 4 years old when I bought it in pretty much perfect condition and only cost me a little shy of £8,000. That might sound expensive to you colonialists but cars are more expensive over here and I thought it was a pretty good bargain. The book price on it was closer to £10k.
Only twice?! I've heard that some of the mountains Shaggy trecks across are younger than he is. I've also noticed that there's a reverse correlation between Shaggy's posts on VBF and Big Foot sightings in his area. Given that he only stops posting when he goes off hiking the conclusions are obvious.Quote:
you're at least twice his age
My wife has a second cousin who had a baby at 17 and that child had a baby at 14, so her second cousin is a grandmother at the ripe age of 31. Though at least its not as bad as this woman.Quote:
Are you a nice Grandpa? I know you folks start spittin' 'em out pretty young in Wheezy Anna.
Well, yeah, that's true, but that supplemental moose insurance is a killer.Quote:
Originally Posted by homer13j
I had actually sold supplemental products for a short while, like cancer, disability, etc. and talk about a cutthroat business. Not only was I competing against other companies, but I was also competing against people within my own company.
The moose policy was one we did not go over, however the gator policy was killer!
Drew Breesus went to Perdue.