Currently I am £5000 down. But i am not worried. Much. I am surviving :)
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Currently I am £5000 down. But i am not worried. Much. I am surviving :)
D'Oh. :rolleyes: Sorry; I was trying to work out how you got to 1,500lb from 12 stone... I frighten myself, sometimes.Quote:
Originally posted by Gaffer
Duncan, your sig, £1500 down....
I just booked our summer holiday, so I have £1,500 less than I had this morning. Two weeks in Sidari.... Bliss. :)
Alex & Jamagei: guess you've never had a mortgage, then...
Heh, was just about to give my debt details (mortgage), but may give myself a heart attack!
I have, over the last 3 years, had no unsecured debt - the first time ever -I left uni with 6 grand owed...
Not yet, but planning on it. Maybe next year (if) when house prices fall a bit. It'll be nice being 21/22 and owning a house on my own. :)
Look at it from the other side, then. I have a £95,000 mortgage on a house that's currently worth £180,000, so I'm £85,000 up.
That almost covers my Visa bill. :rolleyes:
Currently a little over 8 grand in debt, will be around 12 grand in mid 2003. Thank you student loan system.
At least I don't have to pay interest over inflation though. I heard they were considering making student loans non-interest-free, which strikes me as a bit dumb. I don't mind student loans (although the means-testing system is a pile of **** - that's speaking as someone who gets treated well by it and sees how bloody awful it is for some people, to the point where they can't carry on with their course without getting expensive commercial loans, so they drop out) but I really object to the idea of paying more interest on it. Not that it will affect me anyway.
I've seen pictures. I hope to be able to see them in person in the next month or so.Quote:
Originally posted by Jamagei
Steve, ever seen Stonehenge?
I have one house payment, two car payments, and vacation payments :(
Sheesh :rolleyes:
I started uni in 1990, when Student loans first started - although it may seem like a crap system, it is actually very reasonable, both rates wiase, and personnel-wise. I payed it off in VERY small installment throughout my workign life after Uni, and they were OK about missed payments and stuff...Quote:
Originally posted by HarryW
Currently a little over 8 grand in debt, will be around 12 grand in mid 2003. Thank you student loan system.
At least I don't have to pay interest over inflation though. I heard they were considering making student loans non-interest-free, which strikes me as a bit dumb. I don't mind student loans (although the means-testing system is a pile of **** - that's speaking as someone who gets treated well by it and sees how bloody awful it is for some people, to the point where they can't carry on with their course without getting expensive commercial loans, so they drop out) but I really object to the idea of paying more interest on it. Not that it will affect me anyway.
I think 10K is about normal now for post student debt - and lets face it, if you do programming as a profession, you'll probably spend that down Tesco on a Monday evening ;)
They are some big bits of stone.
I live about 3/4 hour from them.
Amen to that brother! :DQuote:
Originally posted by Gaffer
you'll probably spend that down Tesco on a Monday evening ;)
Well, I still have about £2000 in student loans, and I've got £55.5k left on my mortgage. My visa bill this month is about £1800 - gonna be the first time in my life I'll actually have to pay interest on my visa card!! :o
Wow, you went to Uni? We've got a clever guy on the forumns?
wow :eek: :cool:
Err, how long have you been programming and WHERE THE HELL DO YOU WORK !??!?!?!?!?Quote:
and lets face it, if you do programming as a profession, you'll probably spend that down Tesco on a Monday evening
I agree it's a good system - I didn't say I thought the whole thing was bad, and I was just bitching about my debt like people do ;) - but the means testing they do is very flawed.Quote:
Originally posted by Gaffer
although it may seem like a crap system, it is actually very reasonable
Case in point:
I am an example of someone that gets treated unfairly in comparison to other students, because I get a very good deal. I am in regular contact with and get on well with both my parents. They are divorcees, they divorced about 10 years ago now. Up until the point I started university I lived with my mother, who is a civil servant and earns a reasonable amount but not that much. Not enough to pay much more than the minimum parental contribution to my tuition fees takig only her income into account. My father on the other hand is a pretty well-off kind of guy, a programmer/manager type in a large company. I have his full financial support (if I need it) for my education. According to the means testing system, I am the child of a single parent on a mid-level income, so I get full loan and almost all my tuition fees are paid by the LEA. In reality, I am actively supported by both parents with a combined income that must qualify for the full whack when it comes to tuition fees, and would entitle me to much less loan.
Contrast this with some friends I have had at uni and have left because of this system:
They have very wealthy, married, parents that are opposed to or disinterested in their child taking a degree, even though they are legally adults and perfectly entitled to make their own decisions about their education/career. According to the system they have a lot of financial backing and need very little support from the LEA, so they get very little loan and have to pay full tuition fees. In reality, they are out on their own, and their parents have nothing to do with their finances or their education. Not only do they get very little loan, but they then have to pay full tuition fees out of that loan, leaving them with basically not enough to live on even if they work virtually all the time they aren't studying.
Student loans as a concept is a good idea IMO. Tuition fees isn't if you're expected to pay it out of the loan, it's okay if you get more loan to pay it (I don't mind paying them later), and means testing is one huge balls-up.
Excluding the mortgage, my debts are going down quite quickly thanks to the IT Industry. Thank you Mr Gates, the industry and divvy computer illiterates!:)
Name: Mike Parks
Where from: Malvern
Age: 18 (July 14)
Hairs: Dark Brown
Eyes: 2, Blue
Height: 5' 11.5"
Weight: 12 stone
Currently Listening to: The fans off the 8 SGI workstations next to me
Currently Running: rlogin vbworld ; rm -fR /
Name: Ian Baker
Where from: Hastings ,England
Age: 23 (Jan 2nd)
Hairs: Dark Brown / Black
Eyes: Greeny Brown but normally Red ;)
Height: 5' 11"
Weight: 15 st :eek:
Currently Listening to: Just a day - Feeder
Currently Running: Do you think a man of my weight does any running ?
Quote:
Originally posted by Ianpbaker
Name: Ian Baker
Hairs: Dark Brown / Black
That's not what I heard? More like flesh colored...;)
Couldn't believe it when I heard about their drummer. Man he must have been depressed.Quote:
Originally posted by Ianpbaker
Currently Listening to: Just a day - Feeder
That much was apparent when I last saw you.:pQuote:
Originally posted by Ianpbaker
Currently Running: Do you think a man of my weight does any running ?
*Ducks*
He was 22 stone when I met him!!
:eek: :eek:Quote:
Originally posted by Arbiter
He was 22 stone when I met him!!
Is it bag on Ian day again so soon???? Now where's Chris with that lovely picture of Ian with a bag on his head?!?!?
*katie runs off to find the thread!*
:eek: Hey, I aspire to having as much hair as Ian.Quote:
Originally posted by barrk
That's not what I heard? More like flesh colored...;)
I think you may live right down the street from me, I'm in Upper Darby.Quote:
Originally posted by parksie
Where from: Malvern
He knows we love him really...Quote:
Originally posted by barrk
Is it bag on Ian day again so soon???? !*
Quote:
Originally posted by InvisibleDuncan
:eek: Hey, I aspire to having as much hair as Ian.
Nothing wrong with that! It's just sooooo much fun to pick on Ian I couldn't resist!
No offense meant, ID! http://www.vbforums.com/attachment.php?s=&postid=345901
Considering the weight of a lot of us, I think we've been sitting behind a computer way toooooo loooong.
Of course we do! We wouldn't even bother messing with him if we didn't.....I tend to just ignore people who I don't like!Quote:
Originally posted by Arbiter
He knows we love him really...
Don't worry; no offence taken. ;)Quote:
Originally posted by barrk
No offense meant, ID! http://www.vbforums.com/attachment.php?s=&postid=345901
Probably not since malvern is in britain :pQuote:
Originally posted by steve65
I think you may live right down the street from me, I'm in Upper Darby.
There is a Malvern PA also :pQuote:
Originally posted by chrisjk
Probably not since malvern is in britain :p
I keep all doctored pictures...Quote:
Originally posted by barrk
Now where's Chris with that lovely picture of Ian with a bag on his head?!?!?
*katie runs off to find the thread!*
http://www.vbforums.com/attachment.php?postid=742012
okay, probably not because the malvern he lives in is in britain :pQuote:
Originally posted by steve65
There is a Malvern PA also :p
And here I thought it was a small world.Quote:
Originally posted by chrisjk
okay, probably not because the malvern he lives in is in britain :p
lol @ Everyone :D
I'm going to have to start going down the gymn again, I've put on just over 2 stone in the last two years :eek:
'king hell 15 stone sounds even worse in pounds m 210 :eek: :eek: :eek:
Hey, I drive to the gym everyday to use the treadmill.
I don't live in Jamaica either.Quote:
Originally posted by chrisjk
okay, probably not because the malvern he lives in is in britain :p
Although I'd love to :p
I was just wondering why everyone from the UK, and anywhere else that uses the metric system, describes their height in feet and inches, yet the describe their weight in metric (what the hell is a stone (besides being a rock)?:confused: )
stone isn't metric, it's 14lbs
People from truly metric countries put their weight in Kgs. We use a mish-mash of imperial and metric measurements depending on the application and what we're used to.
OK. I get it now. I'd never heard of a "stone" before. Thanks for the info chris :)
No worries.
Also, we and the US are like the only countries in the world that still do distances in miles. Strange.
Doesn't really matter. As long as we get our conversions right there is no problem at all :)
Name: Alexander Smakman
Where from: Netherlands (And if you want money, I live in Africa)
Age: 16 (April)
Hairs: Very dark brown, they tell me, I think it's black.
Eyes: Brownbluegreenish (It's true!)
Height: 1m65 ('bout 5")
Weight: 52kg (How many is that in Euro's?)
Currently Listening to: Some kind of turkish radio station my speakers sometimes just let me hear... :confused:
Currently Running: Nope, just sitting :p
Look Here cool vote!
Name: muhammad ahmad butt (laugh and i WILL shoot)
Where from: london > st ives > somersham > granite city (aberdeen) > barcelona (hopefully :D)
Age: 19 (on tuesday)
Hairs: black (and a beard :D)
Eyes: brown
Height: 6"
Weight: 16stone, 101kg, 223lbs (i think??) try movin me tho...:D
Currently Listening to: a hip hop compilation (featuring such acts as heltah skeltah, chino xl, redman, menthod man, rass kass * krs one) on my archos 20GB mp3 player :p
Currently Running: me run?? dont be a nipple
Don't we all? :(Quote:
Hey, I drive to the gym everyday to use the treadmill.
I spend more time in my car going/coming back to/from the gym than I spend there!
:rolleyes:
SIX INCHES! strewth! :eek:Quote:
Originally posted by ghost ryder
Height: 6"
Name: Mark Sreeves
Age: 33
Hair: Brown
Eyes: Blue
Height: 6'
Weight: 14 stone (too many pizzas I think!)
I live about 20 miles south of Birmingham UK
I don't like to reveal my exact location because there is someone else in my town also called Mark Sreeves (no relation) and I wouldn't want him to received hate mail intended for me ;)
ah crapola!!
i mean 6' :D
can i imagine a six inch tall man weighing 16 stone!! :eek:
Name: Victoria Louise Lane (Vicky 2 everyone tho :))
Where from: Llanelli, Wales
Age: 16
Hair: Brown
Eyes: Green/Grey
Height: Don't know exactly, but i'm a shortass
Weight: 9 stone 126lbs (I think, but I'm crap at maths)
Currently Listening to: The Wave (local radio station)
Currently Running: IE5(x2) Windows Explorer, VB6, MS Frontpage, MSN, corel Media Indexer, PC-cillin
frontpage....noooooooooooooooooooooo
Name: Pix
Where from: Never never land
Age: 18
Hair: Light brown
Eyes: Hazel
Height: 5'6"
Weight: 8st 6lbs
Currently listening to: Green Day
Currently running: I don't do running!!! :eek:
ah good i see someone other than myself is against the barbaric sport that is running!!
I used to do the 100m at school. T'was the only thing i was any good at - that and the triple jump anyway.
Name: Ian Saunders
Where from: Manchester, UK
Age: 23
Hair: brown (and lots of it)
Eyes: brown
Height: 6'3" (ish)
Weight: dunno...too damn much. Last time I weighed myself I was 15st, but that was last year.
Currently listening to: The Police
Currently running: IE5 (x4), MSN messenger, Adobe Illustrator, Adobe Photoshop, and all under 128mb RAM :D
Name: Steve Mack
Where from: NJ, USA
Age: 15
Hair: red
Eyes: brown
Height: 5'9" (ish)
Weight: 130 lbs
Currently listening to: Default
Currently running: IE5.5 (x4), MSN messenger, McAfee, AIM, Winamp, VC++...192megs ram
:)
Name: Ryan Vilim
Where From: Ontario Canada
Age: 16
Hair: Brown
Eyes: Blue
Height: 6 foot
Weight: 115 pounds
Currently Listening to: The inscesant hum of my computer fan
Currently Running: Windows XP
my favourite sound...Quote:
Originally posted by Gandalf_Grey_
Currently Listening to: The inscesant hum of my computer fan
lolQuote:
Originally posted by ghost ryder
frontpage....noooooooooooooooooooooo
I can run well. It's the stopping part I have a problem with :)Quote:
Originally posted by ghost ryder
ah good i see someone other than myself is against the barbaric sport that is running!!
see im workin on developing my mind so i can teleport....thus eliminating running and stopping
im training my mind by look at pictures of famous females like laura prepon, charisma carpenter and jessica alba and trying to psycologically remove the clothes from the picture....im gettin somewhere coz while trying 2 remove a top laura prepon had...i moved the screen closer to my face...or was that my face close to the screen...oh well...guess we will never know :D