Creating XML based on a schema

Hi All

I need to create XML files based on a template. My current approach is to load the empty template and then assign values to the elements. For simle elements its fine but I'm finding adding nodes quite cumbersome.
My template looks something like this:
<FormData>
<user></user>
<machine</machine>
<items>
<item>
<sequence></sequence>
<description></description>
</item>
<items>
</FormData>

I'm using VB6 and MSXML ver 2.6

What are the alternatives I could user to achieve the same results. How do I use the Schema as a template to create the XML files.

Thanks