Max of Bit sort of

I have a usergroup table that has a bunch of bit values for each options in it. I was trying to think what to do if a user belongs to more than one group and I was wondering how I could write a query or stored procedure that gives me the The True statement in each option?

Data like this:
GROUPNAME,HIRE,TERM,PAYROLL, CASH
Admin,True (1),True (1),True (1), True (1)
Guest,True (1), False (0), False (0), True (1)
Standard, True (1), True (1),False (0), False (0)

Now what I want is lets say a user belongs to Guest and Standard then it should return:
Combined,True (1), True (1), False (0), True (1)

Can this be done in SQL? Or should I just get the values and work the rest out in code?

Well I don't know if this is the best way or not but I found that I could convert each bit value to an int and then use MAX() and that worked.