Stop and pick up your phone and try this. It only takes 20 seconds and no matter how hard a day you may be having, if nothing else, it will bring a smile to your face.

1. Call Deutsche Bank / National Discount Brokers at 1-800-888-3999.
2. Listen to ALL of the options (it only takes a moment).
3. After hearing the 7th option, press 7 and listen.

EVERY company should have an Option 7.