It's like yeah!!...but no... (Are YOU in debt) ?

[Sophtware]

Snap...

I am getting $900.00$ next month because i sold a car that i had... and then i thought.."yeah i could buy something nice for me" then i thought "oh wait..i already did that.. that is why i have all these credit card bills to pay" ..so needless to say..most of the money is going to paying bills. :eek: ah well....

i owe like $3500.00$ in unpaid bills...heh

[HarryW]

Well I'm a student, so I'm obviously in debt ;) It's all student loan though, so I only pay interest at the rate of inflation on it. It's pretty sweet, it means I can invest my savings in investment funds and/or shares and make money out of it :D To be honest, I don't need all the loan money, but I take everything they offer cos I can just put it in the bank and make money on it if I don't invest it.

[barrk]

I just bought a Suburban in August ($42,656.00) so needless to say I am in debt too....it sucks but the car is great!

[smh]

Well, are you just talking credit cards?

I am $1500 in debt on my credit cards. Most of that was stuff for the wedding.

If you are talking other debt, these are my balances:

Car - $7500
Truck - $2500
Student loans - $10,000
House - $100,000


Grand Total - $121,500

Ouch! I know...

This is mine and my fiancee's debt combined. We wouldn't be doing too bad if it wasn't for the house.

[barrk]

If you count the house I'm 144,656.00 dollars in debt....OUCH!!!! My house payment is 1200/month and my car payment is 698.00 dollars per month...it hurts but it's worth it in the long run...at least that's what I keep telling myself!

[HarryW]

I have a horrible feeling that I've asked this before, but what's a suburban?

[Benjamin]

it's a HUGE van/truck kinda thing.....

[smh]

Oh My God!

$700 for one vehicle?

My house payment is $1000, but I can't imagine paying $700 for one vehicle. Our two vehicles together are only $660!

I sure hope it's nice!

[barrk]

It's great....worth the money for the security and comfort when hauling everyone's everything everywhere!

http://www.chevrolet.com/suburban/

[smh]

Maybe I will be able to afford that after my children move out of the house in 19-20 years (estimated, since 2nd child is not in the works yet).

[barrk]

After the kids move out I won't need anything like that anymore! I have the Suburban LS....sun roof, eight speakers and a sub-woofer, leather seats etc...I love it but it only gets 16 miles to the gallon....

[smh]

I bet the gas prices are just killing you then.

[barrk]

There is a rule on VB-World that Americans are not allowed to ***** about the gas prices....since they are a lot lower than the UK.....but yep it's killing me.

[smh]

My car is a Pontiac Grand Am, so it's not hurting me there so bad, but my fiancee's Extended Cab Chevy truck is a gas hog. What are the gas prices over in the UK?

[barrk]

From what I understand they are almost double of what we pay....anyone want to answer that question??? Harry????

[HarryW]

Ughhhhh 16 miles/gallon..... I hate cars like that.

[HarryW]

What's so bloody suburban about it anyway? Maybe if you lived in a field or at the top of a mountain you could make use of a car like that, but what do you need a 5.3 litre V8 for in the suburbs? Running down the neighbour's irritating dog?

[barrk]

I don't live in the suburbs....I live on an Air Force base in the middle of the California Desert.

[Benjamin]

Originally posted by barrk
It's great....worth the money for the security and comfort when hauling everyone's everything everywhere!

http://www.chevrolet.com/suburban/




It wasn't until this moment, I realized how boring it is to look at pictures of cars.. :rolleyes:

[Benjamin]

Originally posted by HarryW
Running down the neighbour's irritating dog?


hehehehe

[Benjamin]

Originally posted by barrk
I don't live in the suburbs....I live on an Air Force base in the middle of the California Desert.


you actually live on an air force base?

[barrk]

Yep...They call it California City but it lies within the base.

[Benjamin]

is it enclosed in like barbed wire and stuff?

or is it just like a normal neighborhood?

[barrk]

It's a normal neighborhood except it's inside the gates of the base...just show your id when entering and don't piss off the Security Police and you'd never know it from anywhere else!

[Benjamin]

Hmm... thats wierd.... it's probably normal for you by now, but for me, that would just be wierd having to show an ID to get into the neighborhood......

[barrk]

It's not that bad. My kids go to school on base...my husband works off base...we come and go as we please and have a very nice community feel to our neighborhood. the only bad part is having your neighbors get orders all the time so you lose some good friends to other bases.

[HarryW]

Katie, I seem to remember excusing you for owning such a ridiculously big car ( ;) ) last time I asked what a suburban was. I remember it now.

[HarryW]

I guess the police response to calls is pretty quick and well-armed too :)

[barrk]

Harry...yes you did and I do appreciate it. There are some drawbacks to living on base...like your police force being little 18 year old boys with M-16s...but we can't have everything.

[tumblingdown]

I worked over in Calif for a few weeks a year or so ago, and i hired a suburban for the whole time. The are great! Big huge car, big huge roads, ridiculously cheap petrol. Superb!! Each weekend i'd drive from the valley to Tahoe (300ish miles i think) and it was a pleasure. If they sold them over here, i would definatley get one. Oh, but then again, if you want style, we do have Range Rovers ;-)


td.

[barrk]

Tahoe is one of the best spots on Earth!

[tumblingdown]

And Heavenly is one of the most friendly.


td.

[barrk]

Yep...got a great lodge too! My husband grew up in Tahoe...we make it a point to visit it at least once a year.

[Sophtware]

My car is a gas hog..and not because of it's size..but because of the engine..i USED to be a hot rodder..so yeah you can figure by now that my motor guzzles the gas just like an alcoholic at 1$ beers at the local bar :0)

I was thinking of finacing a new car...a 98 Chevy cavalier... not 10,000$ total... i could put down a nice down payment ..maybe 3,000$ and not have THAT HUGE of a monthly payment..but then i thought about buying my friends
68 Chevy Nova for 3,000..:) yeah yeah.. i wont have to worry about the smog check..monthly payments... or full coverage insurance!!! woooohooooo.


Here is my first installment of "Yeah this would only happen to me"

I overheard today on the t.v. that in los angeles area the weakest point that would recieve the most damage due to an earthquake... and they said that
"The meeting point of the 710 freeway and 105 freeway are the most weakest areas in the L.A. County"

.....and just my luck..that is the exact point i cross when i drive too college :) :) :) :) :) hehehehahaha woooooohooooooooo yah!.

[barrk]

I'd get out while you can.....Why tempt fate?

naah let im go out like dat... then know1 can accuse me :D

[Sophtware]

hehehe i appreciate it..


yeah barrk i should leave..but i dont have anywhere else to go..all my family lives on the eastern part of the U.S. ...and the last time i seen any of them i was 5 years old....i will just risk it here for a while longer.

[paulw]

All these wimpy debts... I owe over £120,000 ($180,000) on the house but the payments are only £785 a month (>$1,200). There is probably about £3K on the credit cards, but I don't worry about them. As long as my assets exceed my debts by a 2:1 margin, I am not worried. Why is money so expensive in the States? How long is the loan period? Ours is a standard 25 years...

As to Petrol (or Gas, as you, very inaccurately call it, since it combusts directly from the liquid state). That costs £0.80/litre or approximately $5.50 per gallon. That is very approximate since US Gallons and Imperial gallons are not quite the same. I believe that is somewhat MORE than double your price.

Cheers,

P.

[Benjamin]

it's about $1.50 - $1.80 a gallon over here....

[Benjamin]

a gallon is 128oz

[smh]

So your petro isn't that much more than ours. We are back up to $1.52 as of last night. I filled up at $1.39 before they jacked up the price again yesterday.

[paulw]

Errrr.


So your petro isn't that much more than ours.


UK Price. $5.50/160 fluid oz.
US Price. $1.50/128 fluid oz.

1.2 Imperial Gallons to each U.S. Gallon => $4.50/US Gallon in the UK.

Quite a lot more actually. (3x)

Benj. Doing it in oz. does not help either since US and UK fluid ounces are not the same either.:(

1 US Gallon = 3.79 Litres
1 UK Gallon = 4.54 Litres

Cheers,

P.

[smh]

I think it would be time to invest in a bike.

[JPRoy392]

I drive a '97 Honda Civic (good on gas) :)

90,000 mile tune-up + timing belt + plastic
cover over headlight + leaky oil pan = $1300.00 :(

Got a new job = more $$$ (not that much more) :)

Marrying someone who has $7000 balance on 2 credit
cards + house mortgage of $1450 / month :(:(

Still paying off honeymoon :(

Still paying wedding bands (his n' hers) :(

Three more payments on the Honda and its mine :)

Fiancee is leasing Chevy Blazer for
$299 / month :(

Fiancee is way over on her mileage :(

Selling one my kidneys to finish off paying for
the wedding = priceless :):)

[smh]

I won't go as far as selling a kidney!

My fiancee told me to get a second job as an exotic dancer. (He was just kidding though.)

[JPRoy392]

I couldn't make a living as a exotic dancer. Not until I remove the hair from my back, loose 30 lbs., get in shape & get a tan. Like that's gonna happen!

[smh]

I'm not hairy, if I lost 30 lbs I'd be dead of malnutrition, and I'm tan (tanning for the wedding), but that line of work would be very hard to explain to the rest of my family. It's just not my occupation of choice. He He

[Sophtware]

:eek: i couldnt imagine paying $5.50$/per gallon for gas...geezus..

Finally start going back to school tonight... it's weird how not even 3 weeks ago i was in class praying for the semester to be over with..now i cant wait to go back ;)

ah well.......:):):):):...... ahhhhhh :eek:

i am mildly amused this morning.. i dont know why... but i am..and i am not going to spoil it by trying to figure it out.


C-ya

[HarryW]

lol ;D

[nukem996]

i think i owe my parents $5, but they'll forget.

[Ellie]

I cannot believe how much cheaper petrol is in the U.S. Mind you I don't know why I am surprised, everyone knows how much we get ripped off over here in England!

[MPrestonf12]

My Truck gets 11mpg but hey its fast,loud and fun

[Mark Sreeves]

Debt!

Don't talk to me about debt.

I don't even want to mention it, but suffice it to say my financial situation is worse than ANY of the ones listed so far!

Life's s h i t e! :(