I have a word template that is opened up by multiple users. the problem is if one user has it open then it says it is locked

Someone suggested using a word template as many users can open it but i realised not at the same time.

What i would like to do is to create an instance of my template, copy that, open it up insert my info and then delete it.

Someone said something about documents.add but i do not understand where to go with this.

Can someone help????????