A radio station in Australia recently ran a phone-in competition to find the most embaressing moments in peoples lives. These are the top 4

4th Place
While in line at the bank one afternoon, my toddler decided to
release some pent-up energy and started to run amuck. I was
finally able to grab hold of her after receiving looks of disgust and
annoyance from other patrons. I told her that if she didn't start
behaving herself right now, she would be punished. To my horror,
she looked me in the eye and said a voice just as threatening,
'If you don't let me go right now, I will tell Grandma that I saw you kissing Daddy's Willie last night!' The silence was deafening, after this enlightening exchange. Even the tellers stopped what they were doing! I mustered the last of my dignity and walked out of the bank with my daughter in tow. The last thing that I heard as the door closed behind me were the screams of laughter.